Terms of Use

Last updated: June 2026

By accessing and using PH Retirement Guide, you agree to the following terms. If you do not agree, please do not use the site.

1. Nature of Content

All content on this site is strictly informational and educational in nature. Nothing here constitutes financial, legal, pension or tax advice. This publication is not affiliated with SSS, GSIS, PhilHealth, Pag-IBIG, OSCA or any Philippine government agency.

2. Permitted Use

• Access and read content for personal, non-commercial use
• Share links to pages on this site
• You may not reproduce or distribute content without express permission
• You may not use this site for unlawful purposes

3. Accuracy of Information

We endeavour to keep content accurate and current, but do not guarantee absolute accuracy. Pension rules and benefits change periodically — always verify at sss.gov.ph, gsis.gov.ph, philhealth.gov.ph or with a licensed financial adviser.

4. External Links

We include links to official government sources. We are not responsible for the content of those pages.

5. Limitation of Liability

We are not liable for any damages arising from use of this site or the content published here.

6. Intellectual Property

Original content on this site is the property of PH Retirement Guide. Third-party images are subject to their own licences.

7. Changes to Terms

We may update these terms at any time. Continued use of the site constitutes acceptance.

8. Governing Law

These terms are governed by the laws of the Republic of the Philippines.

9. Contact

[email protected]